FYI, this article from Business Insider is about pretty much the latest in peer to peer money transfers.
Zelle is a safe way to send and receive money, but beware of scammers
Here’s the intro paragraph:
There’s no shortage of peer-to-peer digital payment apps; in 2017, Zelle joined the ranks of services like PayPal and Venmo as a simple way to send and receive money via your mobile device. Unlike the alternatives, though, Zelle is backed by hundreds of banks and directly transfers money between accounts in minutes.
But read the entire article before using.
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